Yes FIRST Preferred Credit card vs IDFC FIRST Wealth Credit Card
Joining Fees
₹2,499
₹0
Editor's Rating
4.5
3.25
Key Features
- Obtain Priority Pass Membership that provides lounge complimentary access
- Avail 25% discount on movie bookings at BookMyShow
- Earn 20,000 Bonus Reward Points on achieving spends of Rs. 7.5 Lakhs or more in each anniversary year
- Four Reward Points per Rs. 100 spent on all other categories
- Avail great offers across travel, dining, shopping, wellness and more, in select cities
- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- Avail 10X Reward Points on all transactions above Rs. 20,000
- Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
- 4 Complimentary Domestic and International Airport lounge and spa visits every calendar quarter
- 4 complimentary Railway Lounge visits every calendar quarter
- Low foreign exchange mark-up fee of 1.5%
- 20% discount on 1500+ Restaurants
- 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
Editor's Review
Pros
- Get Life Insurance Cover of INR 1 Cr for death due to Flight Accidents
- Earn 2X rewards on Travel Agencies & Tour Operators, Domestic Airlines and Dining
- Low forex markup of 1.75%
- Golf Privileges
Cons
- Low default reward rate
Pros
- Lifetime free credit card
- Complimentary Airport and Railway lounge access
- Multi-faceted discounts are offered on movie tickets, travel, spas, wellness centers, etc.
Cons
- No milestone benefits
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- Interest-free cash withdrawal available for 48 days only
