Yes FIRST Preferred Credit card vs HDFC AllMiles

Joining Fees

₹2,499

₹1,000

Editor's Rating

4.5

3.2

Key Features

  • Obtain Priority Pass Membership that provides lounge complimentary access
  • Avail 25% discount on movie bookings at BookMyShow
  • Earn 20,000 Bonus Reward Points on achieving spends of Rs. 7.5 Lakhs or more in each anniversary year
  • Four Reward Points per Rs. 100 spent on all other categories
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • The first year’s membership will be free only by spending Rs. 15,000 within the first 90 days
  • Renew membership for free by spending Rs. 1,00,000 in a year
  • Accumulate Three reward points for every Rs 150 you spend
  • 2x reward points will be given for hotel bookings, mobile recharge, and shopping
  • On fuel transactions get 1% Fuel Surcharge waiver. Minimum transaction of Rs. 400, Maximum Cashback of Rs. 500 per statement cycle
  • With the EMV Chip Card technology, you'll stay protected against unauthorized use of your credit card
  • If you lost your credit card, be assured of zero liability after reporting the loss
  • Avail up to 50 interest-free days from the date of purchase (subject to the submission of charge by the merchant)
  • Obtain Revolving Credit at a nominal interest rate
  • Priority Pass - Charge of $27 + taxes, will apply on all the lounge visits exceeding the complimentary cap

Editor's Review

Pros

  • Get Life Insurance Cover of INR 1 Cr for death due to Flight Accidents
  • Earn 2X rewards on Travel Agencies & Tour Operators, Domestic Airlines and Dining
  • Low forex markup of 1.75%
  • Golf Privileges

Cons

  • Low default reward rate

Pros

  • Get first year’s membership free by spending Rs 15,000 within the first 90 days
  • Renew your membership free by spending Rs. 1,00,000 in a year
  • Free access to over 600 exclusive airport lounges

Cons

  • High-interest rate
  • No golf privileges
  • High renewal fees if you don’t spend Rs. 1 lakh in a year


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