Yes FIRST Preferred Credit card vs HDFC Bank H.O.G Diners Club Credit Card​

Joining Fees

₹2,499

₹10,000

Editor's Rating

4.5

4

Key Features

  • Obtain Priority Pass Membership that provides lounge complimentary access
  • Avail 25% discount on movie bookings at BookMyShow
  • Earn 20,000 Bonus Reward Points on achieving spends of Rs. 7.5 Lakhs or more in each anniversary year
  • Four Reward Points per Rs. 100 spent on all other categories
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • Milestone Benefit: You can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cab vouchers worth Rs. 500 every month on minimum spends of Rs. 80,000 
  • Travel: Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
  • Spend benefit at Harley-Davidson authorized dealers: Get 10X Reward Points on purchase of Harley-Davidson merchandise and services
  • Up to 50 days of interest free credit period from the date of purchase
  • Enjoy Dining Privileges by getting 2X on weekend Dining 
  • Credit Liability Cover Rs. 9 lakh
  • Foreign Currency Markup: Nominal 2% on all foreign currency spends
  • Revolving Credit is available at a nominal interest rate
  • Unlimited Airport lounge access in India and worldwide for primary and add-on card members
  • Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
  • Avail the option to convert big spends into EMI after purchase
  • Contactless payment enabled
  • Accidental Air Death Cover worth Rs. 2 Crore
  • Emergency overseas hospitalization: up to Rs. 50 lakhs
  • Travel Insurance Cover of up to Rs. 55,000 on baggage delay
  • Credit Liability cover up to Rs. 9 Lakh
  • Avail 5 Reward Points for every Rs. 150 retail spends
  • Avail up to 10X Reward Points on spends via SmartBuy and 10X Reward Points on spends done on Harley-Davidson merchandise and services at Authorized Harley-Davidson dealers
  • Avail amazing dining benefits with Good Food Trail program by getting up to 25% savings off on all restaurant bill payments via Swiggy Dineout that includes 20k + restaurants. Offer is inclusive of Restaurant and Swiggy Discount and is valid only on payments done Swiggy App

Editor's Review

Pros

  • Get Life Insurance Cover of INR 1 Cr for death due to Flight Accidents
  • Earn 2X rewards on Travel Agencies & Tour Operators, Domestic Airlines and Dining
  • Low forex markup of 1.75%
  • Golf Privileges

Cons

  • Low default reward rate

Pros

  • Unlimited Airport lounge access in India and worldwide for primary and add-on card members
  • Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
  • Spend benefit at Harley-Davidson authorized dealers

Cons

  • No golf benefits
  • No cashback offers


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