Yes FIRST Preferred Credit card vs Amazon Pay ICICI Bank Credit Card

Joining Fees

₹2,499

₹0

Editor's Rating

4.5

3

Key Features

  • Obtain Priority Pass Membership that provides lounge complimentary access
  • Avail 25% discount on movie bookings at BookMyShow
  • Earn 20,000 Bonus Reward Points on achieving spends of Rs. 7.5 Lakhs or more in each anniversary year
  • Four Reward Points per Rs. 100 spent on all other categories
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • No joining fee or annual fee
  • Avail a waiver of 1% on fuel surcharge payments each time when refueling
  • There’s no limit or expiry date on the rewards earned
  • The reward earnings can be used for purchasing 10 crore+ products at Amazon.in and at 100 Amazon Pay partner merchants
  • No cost EMI – 3 & 6 month on Amazon.in
  • Get 5% cashback on spends done on Amazon India for Amazon Prime customers
  • Get 3% cashback on spends done on Amazon India for non-prime customers
  • Get 2% cashback on payments to 100+ Amazon Pay partner merchants
  • Get 1% cashback on other expenses such as shopping, travel, dining, insurance payments, and much more
  • ICICI Credit Cards come with an embedded microchip that provides additional security against counterfeiting and duplication of cards.These new Chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)

Please Note: The Earnings will be in the form of Amazon Pay balance

 

Editor's Review

Pros

  • Get Life Insurance Cover of INR 1 Cr for death due to Flight Accidents
  • Earn 2X rewards on Travel Agencies & Tour Operators, Domestic Airlines and Dining
  • Low forex markup of 1.75%
  • Golf Privileges

Cons

  • Low default reward rate

Pros

* No cost EMI – 3&6 month on Amazon.in
* Fuel Waiver of 1% on fuel surcharge

Cons
* No Complimentary Airport Lounge access/Travel Benefits/Entertainment Benefits
* No Golf Privileges


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