HDFC Bank H.O.G Diners Club Credit Card​ vs Axis Bank Rewards Credit Card

• Milestone Benefit: You can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cab vouchers worth Rs. 500 every month on minimum spends of Rs. 80,000 
• Travel: Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
• Spend benefit at Harley-Davidson authorized dealers: Get 10X Reward Points on purchase of Harley-Davidson merchandise and services
• Up to 50 days of interest free credit period from the date of purchase
• Enjoy Dining Privileges by getting 2X on weekend Dining 
• Credit Liability Cover Rs. 9 lakh
• Foreign Currency Markup: Nominal 2% on all foreign currency spends
• Revolving Credit is available at a nominal interest rate
• Unlimited Airport lounge access in India and worldwide for primary and add-on card members
• Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
• Avail the option to convert big spends into EMI after purchase
• Contactless payment enabled
• Accidental Air Death Cover worth Rs. 2 Crore
• Emergency overseas hospitalization: up to Rs. 50 lakhs
• Travel Insurance Cover of up to Rs. 55,000 on baggage delay
• Credit Liability cover up to Rs. 9 Lakh
• Avail 5 Reward Points for every Rs. 150 retail spends
• Avail up to 10X Reward Points on spends via SmartBuy and 10X Reward Points on spends done on Harley-Davidson merchandise and services at Authorized Harley-Davidson dealers
• Avail amazing dining benefits with Good Food Trail program by getting up to 25% savings off on all restaurant bill payments via Swiggy Dineout that includes 20k + restaurants. Offer is inclusive of Restaurant and Swiggy Discount and is valid only on payments done Swiggy App

• On every Rs. 125 spends, gain unlimited 2 EDGE REWARD points
• Avail 10X reward points on every Rs. 125 spent on apparel and departmental stores
• Receive accelerated points for spends up to Rs. 7000 per month on specific categories
• Membership Benefits: Gain a bouquet of memberships up to Rs. 1,000 every anniversary year
• Milestone Benefits: Avail 1,500 EDGE REWARD points on net spends of Rs. 30,000 per statement cycle
• 30% off on Swiggy food delivery. This is applicable on minimum transaction of Rs. 200 per order and can be availed up to 2 times in a month
• 2 complimentary lounge access per quarter at selected domestic airports
• 1% fuel surcharge on fuel purchases at all fuel stations within India. This is valid on transactions between Rs. 400 to Rs. 5,000 only
• Purchase Protection Cover up to Rs. 1 Lakh
• Credit Shield 1 Lakh
• Loss of Check-in Baggage Cover up to 500 USD
• Cover up to USD 300 for the following: Delay of check-in baggage and Loss of travel documents
• Enjoy up to 15% off, maximum Rs. 500, at partnered restaurants in India
• Annual Fee of Rs. 1,000 will be waived off by making annual spends of Rs. 2,00,000 and above

Pros

• Unlimited Airport lounge access in India and worldwide for primary and add-on card members
• Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
• Spend benefit at Harley-Davidson authorized dealers

Cons

• No golf benefits
• No cashback offers

Pros

* Unlimited 2 EDGE REWARD points on every Rs. 125 spends
* Accelerated points for spends up to Rs. 7000 per month on specific categories
* Gain a bouquet of memberships up to Rs. 1,000 every anniversary year

Cons

* No access to international lounges at airports
* No golf benefits are provided