HDFC Bank H.O.G Diners Club Credit Card​ vs RBL Bank World Max SuperCard

Joining Fees

₹10,000

₹2,999

Editor's Rating

4

3.4

Key Features

  • Milestone Benefit: You can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cab vouchers worth Rs. 500 every month on minimum spends of Rs. 80,000 
  • Travel: Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
  • Spend benefit at Harley-Davidson authorized dealers: Get 10X Reward Points on purchase of Harley-Davidson merchandise and services
  • Up to 50 days of interest free credit period from the date of purchase
  • Enjoy Dining Privileges by getting 2X on weekend Dining 
  • Credit Liability Cover Rs. 9 lakh
  • Foreign Currency Markup: Nominal 2% on all foreign currency spends
  • Revolving Credit is available at a nominal interest rate
  • Unlimited Airport lounge access in India and worldwide for primary and add-on card members
  • Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
  • Avail the option to convert big spends into EMI after purchase
  • Contactless payment enabled
  • Accidental Air Death Cover worth Rs. 2 Crore
  • Emergency overseas hospitalization: up to Rs. 50 lakhs
  • Travel Insurance Cover of up to Rs. 55,000 on baggage delay
  • Credit Liability cover up to Rs. 9 Lakh
  • Avail 5 Reward Points for every Rs. 150 retail spends
  • Avail up to 10X Reward Points on spends via SmartBuy and 10X Reward Points on spends done on Harley-Davidson merchandise and services at Authorized Harley-Davidson dealers
  • Avail amazing dining benefits with Good Food Trail program by getting up to 25% savings off on all restaurant bill payments via Swiggy Dineout that includes 20k + restaurants. Offer is inclusive of Restaurant and Swiggy Discount and is valid only on payments done Swiggy App

* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
Please Note: W.e.f January 07, 2021, interest @1.16% per month would be applicable on Emergency Advance Facility on your SuperCard and no processing fee would be charged.

* Avail 1 + 1 free movie ticket on BookMyShow, up to Rs. 200 once a month on any day of the week
* Avail fuel surcharge waiver up to Rs. 150 per month
* Avail 2 Reward Points for every Rs. 100 that you spend on all you desire and like
* Once every month, spend Rs. 25,000 and get 1,500 Reward Points
* Reach spends milestone of Rs. 40,000 and Rs. 50,000 to get additional 1,000 Reward Points on both occasions
* Redeem the points at www.rblrewards.com/SuperCard for an exciting range of gift vouchers/hotel stays/air tickets etc.
* Get 5% discount on dining spends, via 20 Reward Points that are earned for every Rs. 100 spent on weekends. The maximum Reward Points that can be earned is 1,000 per month
* Upcoming feature: If you desire to purchase electronic gadgets and home appliances then visit selected Bajaj Finserv partner outlet and get 5X Reward Points
* Complimentary 6 domestic airport lounge access in a year at all airports in India. The maximum limit is 2 complimentary airport lounge access in a quarter
* Dedicated Concierge Help Desk
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to RBL Bank World Prime SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit
* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
* The card is equipped with a PIN-based-EMV chip
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank
* With the Flexi Limit facility, one can stay in control of its finances. Simply regulate the credit limit on the card and on the add-on card by calling the 24X7 customer service and assigning a lower limit. Assign varied limit on the primary and add on credit card

Editor's Review

Pros

  • Unlimited Airport lounge access in India and worldwide for primary and add-on card members
  • Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
  • Spend benefit at Harley-Davidson authorized dealers

Cons

  • No golf benefits
  • No cashback offers

Pros
* Up to 50,000+ Bonus Rewards
* Rewards on all spends
* Offers on Movies and Dining

Cons
* No golf complimentary benefits
* No airmiles
* No cashback offers


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