Yes FIRST Preferred Credit card vs Axis Bank Insta Easy Credit Card
Joining Fees
₹2,499
₹500
Editor's Rating
4.5
3.8
Key Features
- Obtain Priority Pass Membership that provides lounge complimentary access
- Avail 25% discount on movie bookings at BookMyShow
- Earn 20,000 Bonus Reward Points on achieving spends of Rs. 7.5 Lakhs or more in each anniversary year
- Four Reward Points per Rs. 100 spent on all other categories
- Avail great offers across travel, dining, shopping, wellness and more, in select cities
- Avail Visa International Global Card Assistance Services
- Withdrawal as much cash as required
- Avail credit limit of your choice up to maximum of 80% of the FD principal value
- No extra charge on purchase transactions for up to 50 days
- Any application for the Credit Card gets guaranteed approval
- The Credit Card is equipped with Platinum Chip contactless technology
- 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
- On any transactions above Rs. 2500, contact the bank to convert it into EMIs
- Discover unique delectable cuisines with Axis Bank Dining Delights that offers 15% off at partnered restaurants in India
- Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
- Earn 6 points on Domestic spends for every Rs. 200
- Earn 12 points on International spends for every Rs. 200
- 100 points on the first online transaction
Editor's Review
Pros
- Get Life Insurance Cover of INR 1 Cr for death due to Flight Accidents
- Earn 2X rewards on Travel Agencies & Tour Operators, Domestic Airlines and Dining
- Low forex markup of 1.75%
- Golf Privileges
Cons
- Low default reward rate
Pros
- Convert purchases to EMI
- Avail Visa International Global Card Assistance Services
- Get a guaranteed approval
Cons
- No Golf/coaching sessions
- No Airport Lounge Visits
