Yes FIRST Preferred Credit card vs Axis Bank Horizon Credit Card

• Obtain Priority Pass Membership that provides lounge complimentary access
• Avail 25% discount on movie bookings at BookMyShow
• Earn 20,000 Bonus Reward Points on achieving spends of Rs. 7.5 Lakhs or more in each anniversary year
• Four Reward Points per Rs. 100 spent on all other categories
• Avail great offers across travel, dining, shopping, wellness and more, in select cities

• Welcome Benefits include getting 5000 EDGE Reward Miles on the first transaction greater than or equal to Rs. 1000 within 30 days of card issuance date
• Get 1500 EDGE Miles worth Rs. 1,500 on completion of anniversary year
• Get 5 EDGE Miles on every Rs. 100 spent on the Axis Bank Travel EDGE portal and direct airline websits
• Get 2 EDGE Miles per Rs. 100 on all other spends
• 2 International airport lounges access per calender quarter
• 8 Complimentary domestic airport lounge visits per calendar quarter (VISA) and 6 complimentary visists per calendar quarter (Mastercard)
• 1% surcharge waiver for fuel transaction between Rs. 400 to Rs. 5,000. Do note GST charged on fuel surcharge is non-refundable
• Lost card liability cover of Rs. 10 Lakh
• Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program
• Wednesday Delight- Enjoy exciting offers every Wednesday:

A. Instant savings of up to 15% on flights and hotels via MakeMyTrip

B. 10% off on orders via Swiggy

C. 10% off up to Rs. 1,000 on Tira

Pros

• Get Life Insurance Cover of INR 1 Cr for death due to Flight Accidents
• Earn 2X rewards on Travel Agencies & Tour Operators, Domestic Airlines and Dining
• Low forex markup of 1.75%
• Golf Privileges

Cons

• Low default reward rate

Pros

• High number of complimentary airport lounge visits
• Welcome benefit surpass the joining fee
• Accelerated rewards on travel bookings also include spends at direct airline websites/counters

Cons

• No annual fee waiver option
• No Golf benefits
• No Insurance benefits