Yes FIRST Preferred Credit card vs Axis Bank Privilege Credit Card

Yes FIRST Preferred Credit card
Yes FIRST Preferred Credit card
Yes bank · Mastercard
4.5
₹2,499 / Joining Fees
Apply Now →
VS
Axis Bank Privilege Credit Card
Axis Bank Privilege Credit Card
Axis Bank · Mastercard
4.2
₹1,500 / Joining Fees
Apply Now →
Fees
Yes bank
Axis Bank
Joining Fees
₹2,499
₹1,500
Renewal Fees
₹2,499
₹1,500
Network
Mastercard
Mastercard
Editor's Review
4.5
4.2
Free Lounge Access
Yes
Yes
Features
Yes FIRST Preferred Credit card
  • Obtain Priority Pass Membership that provides lounge complimentary access
  • Avail 25% discount on movie bookings at BookMyShow
  • Earn 20,000 Bonus Reward Points on achieving spends of Rs. 7.5 Lakhs or more in each anniversary year
  • Four Reward Points per Rs. 100 spent on all other categories
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
Axis Bank Privilege Credit Card
  • Milestone Benefit: Avail additional 10,000 Edge reward points worth Rs. 2000 upon achieving spends milestone of Rs. 2.5 lakh in a card anniversary year
  • Annual fees reversal on achieving spends of Rs. 5 Lakhs in the previous card anniversary year
  • 2 Complimentary access per calendar quarter to select domestic lounges. Do note to be eligible for the access you have to do 50K spends in prior 3 months
  • With EazyDiner, Axis Bank Dining Delights program, get Rs. 800 off and more
  • Fuel surcharge refund on spends at all fuel stations across India. Avail  this offer on transactions between Rs. 400 and Rs. 4,000 only
  • Get Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Avail points for the following transaction: 10 points on every Rs 200 Spent on the credit card domestically/Internationally, and spends done on insurance, fuel, rent, educational services, utilities, and government

  • Purchase Protection Plan up to Rs. 1 Lakhs
  • Credit Shield 1 Lakh
  • Loss Travel Documents Cover up to 300 USD
  • Delay of Check-in Baggage cover up to 300 USD
  • Loss of Check-in Baggage Cover up to 500 USD
  • Wednesday Delight Offer: Get up to 15% on flights and hotels via Goibibo and Makemytrip, 10% off on orders via Swiggy and Amazon Fresh, 10% off up to Rs. 1000 on Tira
Editor's Review
Yes FIRST Preferred Credit card

Pros

  • Get Life Insurance Cover of INR 1 Cr for death due to Flight Accidents
  • Earn 2X rewards on Travel Agencies & Tour Operators, Domestic Airlines and Dining
  • Low forex markup of 1.75%
  • Golf Privileges

Cons

  • Low default reward rate
Axis Bank Privilege Credit Card

Pros

  • Milestone and Activation benefits
  • Complimentary Airport Lounge Access

Cons 

  • No complimentary Golf lessons
  • Annual interest rate is too high

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