YES FIRST Business Credit Card vs Kotak Corporate Wealth Signature Credit Card

YES FIRST Business Credit Card
YES FIRST Business Credit Card
Yes bank · Mastercard
2.8
₹4,999 / Joining Fees
Apply Now →
VS
Kotak Corporate Wealth Signature Credit Card
Kotak Corporate Wealth Signature Credit Card
Kotak Mahindra Bank · Visa
4
₹0 / Joining Fees
Apply Now →
Fees
Yes bank
Kotak Mahindra Bank
Joining Fees
₹4,999
₹0
Renewal Fees
₹4,999
₹0
Network
Mastercard
Visa
Editor's Review
2.8
4
Free Lounge Access
Yes
Yes
Features
YES FIRST Business Credit Card
  • Earn Renewal benefit of 15,000 Reward Points on each renewal
  • Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
  • Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
  • Enjoy one complimentary golf lesson every calendar month
  • Fuel Surcharge Waiver
  • Insurance Coverage
Kotak Corporate Wealth Signature Credit Card
  • Get higher cash-backs while using the card
  • Hassle-free spendings
  • Fuel/Railway Surcharge Waiver
  • Redeem points without any hassle 
Editor's Review
YES FIRST Business Credit Card

Pros

  • Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
  • Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
  • Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only

Cons

  • You will not earn any extra rewards on international expenditure
  • Air mile conversion option is only available with InterMiles
Kotak Corporate Wealth Signature Credit Card

Pros

  • Use Kotak Corporate Wealth Signature Credit Card to get a high cashback amount
  • Interest-free funds for up to a period of 48 days, similar to an overdraft facility on Credit Cards
  • Exclusive access to Domestic Airport Lounges twice in every quarter

Cons

  • No Golf Privileges 
  • No Concierge Services 

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