Yatra SBI Card vs Citi Prestige Credit Card

Yatra SBI Card
Yatra SBI Card
SBI · Mastercard
2.6
₹499 / Joining Fees
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VS
Citi Prestige Credit Card
Citi Prestige Credit Card
Citibank · Mastercard
4.1
₹20,000 / Joining Fees
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Fees
SBI
Citibank
Joining Fees
₹499
₹20,000
Renewal Fees
₹499
₹20,000
Network
Mastercard
Mastercard
Editor's Review
2.6
4.1
Free Lounge Access
No
Yes
Features
Yatra SBI Card
  • Obtain Rs. 1,000 off on domestic flight bookings. Discount available on minimum transaction of Rs. 5,000
  • Obtain Rs. 4,000 off on international flight bookings. Discount available on minimum transaction of Rs. 40,000
  • Get 20% off on domestic hotels (Discount available on minimum transaction of Rs. 3,000, and Max. discount of Rs. 2,000)
  • Earn 6 Reward Points on every Rs. 100 spend on Grocery, Departmental Stores, Dining, Movies, Entertainment and International spends
  • Obtain Complimentary Air Accident cover of Rs. 50 lakh
Citi Prestige Credit Card
  • Get benefits worth Rs. 38,000+ in the first year
  • Welcome Bonus Miles worth Rs. 4,500
  • Taj Group/ ITC Hotels Vouchers of Rs. 10,000
  • Reward Points worth Rs. 24,000 on annual spends
Editor's Review
Yatra SBI Card

Pros

  • To avail a lower rate of interest and repay in EMIs, just transfer the outstanding balance on your other bank’s credit card to your Yatra SBI Card
Citi Prestige Credit Card

Pros

  • Never expiring reward points
  • Epicure Plan of Taj InnerCircle membership
  • Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
  • Instantly Pay with Points at select partners

Cons

  • High Annual Membership Fee of Rs. 20,000 + taxes
  • High-interest rate

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