Citi Prestige Credit Card vs Canara Bank RuPay Select Credit Card
Joining Fees
₹20,000
₹0
Editor's Rating
4.1
3.3
Key Features
- Get benefits worth Rs. 38,000+ in the first year
- Welcome Bonus Miles worth Rs. 4,500
- Taj Group/ ITC Hotels Vouchers of Rs. 10,000
- Reward Points worth Rs. 24,000 on annual spends
- Earn Two Rewards points for every purchase transaction including E-commerce transaction of Rs 100. One point is equal to Rs 0.25. Option for Encashment of Reward Points is
available, too - Complimentary enrollment to RuPay Insurance Program: Avail Rs. 10 Lakhs cover for Death due to personal accident and permanent disability
- Airport Lounge Access
- Concierge Services
Editor's Review
Pros
- Never expiring reward points
- Epicure Plan of Taj InnerCircle membership
- Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
- Instantly Pay with Points at select partners
Cons
- High Annual Membership Fee of Rs. 20,000 + taxes
- High-interest rate
Pros
- Shopping & Lifestyle Offers
- Dining Offers
- Travel & Attraction Offers
Cons
- No Golf Privileges
