Tata Titanium Card vs Apollo SBI Card

Joining Fees

₹499

₹499

Editor's Rating

3.3

3.2

Key Features

  • 500 Empower points on spends of Rs. 2,000 in the first 60 days
  • 1.5% Value back on spends at Croma & cromaretail.com
  • On spends on Tata Outlets, get up to 5% Value back 
  • 3X Points on Departmental and Grocery stores
  • Get complimentary Apollo Gold Tier Membership
  • Get 3X Reward Points on every Rs. 100 spent on all Apollo services
  • Get 10% Instant Discount at Select Apollo Services
  • On every Rs. 100 spent on Dining, Movies & Entertainment, get 2X Reward Points

Editor's Review

Pros

  • Welcome Benefits 
  • Get amazing offers and gift vouchers from Tata partner outlets and other brands
  • 1.5% Value back on spends at Croma & cromaretail.com

Cons

  • High-interest rate
  • No  airport lounge access 
  • No Golf games

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Convert Reward Point into Health Credits
  • Get 10% Instant Discount at Select Apollo Services
  • Complimentary Apollo Gold Tier Membership                                                                                                       

Cons 

  • The reward points earned can only be redeemed to avail services at Apollo Healthcare Centers and related stores
  • The complimentary OneApollo Silver Tier Membership doesn’t add much value as it could be availed by simply enrolling for the program for a decent cost or even for free. If they had to give this benefit, they should have probably offered a Gold Tier Membership to the program, which otherwise requires the person to spend a high fee for it in a year
  • No Golf/coaching sessions


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