Apollo SBI Card vs Citibank Cashback Credit Card
Joining Fees
₹499
₹500
Editor's Rating
3.2
3.5
Key Features
- Get complimentary Apollo Gold Tier Membership
- Get 3X Reward Points on every Rs. 100 spent on all Apollo services
- Get 10% Instant Discount at Select Apollo Services
- On every Rs. 100 spent on Dining, Movies & Entertainment, get 2X Reward Points
- 5% Cashback on Telephone & Utility Bill payments, and Movie ticket purchases and 0.5% Cashback on all other spends
- The unredeemed cashback is evergreen as it'll never expire
- Turn big purchases into small payments
- Instant Loans
- Over 26,000 offers and privileges on travel, hotels, shopping, entertainment, spas, Golf and much more
Editor's Review
Pros
- Convert Reward Point into Health Credits
- Get 10% Instant Discount at Select Apollo Services
- Complimentary Apollo Gold Tier Membership
Cons
- The reward points earned can only be redeemed to avail services at Apollo Healthcare Centers and related stores
- The complimentary OneApollo Silver Tier Membership doesn’t add much value as it could be availed by simply enrolling for the program for a decent cost or even for free. If they had to give this benefit, they should have probably offered a Gold Tier Membership to the program, which otherwise requires the person to spend a high fee for it in a year
- No Golf/coaching sessions
Pros
- The Citibank Cash Credit Card gives the advantage of earning Cash points on every purchase
- This Credit Card has privileges from booking Tickets, Dining, Bill Payment and more
- Get benefits worth Rs. 3,300+ in the first year
Cons:
- No Complimentary Airport Lounge access
