Apollo SBI Card vs YES FIRST Exclusive Credit Card
VS
Fees
SBI
Yes bank
Joining Fees
₹499
₹9,999
Renewal Fees
₹499
₹9,999
Network
Mastercard
Mastercard
Editor's Review
3.2
4.4
Free Lounge Access
Yes
Yes
Features
Apollo SBI Card
- Get complimentary Apollo Gold Tier Membership
- Get 3X Reward Points on every Rs. 100 spent on all Apollo services
- Get 10% Instant Discount at Select Apollo Services
- On every Rs. 100 spent on Dining, Movies & Entertainment, get 2X Reward Points
YES FIRST Exclusive Credit Card
- One complimentary Golf Lesson every calendar month at select golf courses in India
- Complimentary Priority Pass Membership and Unlimited Complimentary Visits outside India for Primary and all Add-on Cardmembers
- Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
- 25% discount on movie tickets when booked on BookMyShow Website or Mobile App
Editor's Review
Apollo SBI Card
Pros
- Convert Reward Point into Health Credits
- Get 10% Instant Discount at Select Apollo Services
- Complimentary Apollo Gold Tier Membership
Cons
- The reward points earned can only be redeemed to avail services at Apollo Healthcare Centers and related stores
- The complimentary OneApollo Silver Tier Membership doesn’t add much value as it could be availed by simply enrolling for the program for a decent cost or even for free. If they had to give this benefit, they should have probably offered a Gold Tier Membership to the program, which otherwise requires the person to spend a high fee for it in a year
- No Golf/coaching sessions
YES FIRST Exclusive Credit Card
Pros
- 24 Reward Points per Rs. 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining
- 12 Reward Points per Rs. 200 spent on all other categories
- Life Insurance Cover
Cons
- Low reward rate
- Limited redemption options
