TATA STAR Titanium vs HDFC Pixel Play Credit Card

• On spends at STAR Outlets, earn 3.5% value back  
• On spends on select TATA Outlets, get up to 5% value back
• Get a 1% fuel surcharge waiver, on every transaction between Rs. 500 to Rs. 3,000, at any petrol pump across the country. Purchase fuel worth Rs. 500 to Rs. 3,000, to avail this benefit
• With TATA STAR Titanium Card, book railway tickets online and enjoy home delivery

• Avail a joining fee waiver by spending Rs. 20,000 within 90 days of issuance
• Spend Rs.1,00,000 or more in a year, before the Credit Card renewal date and get the renewal fee waived off
• Seamless Digital Onboarding – Enjoy a seamless digital onboarding via PayZapp and receive instant digital credit card
• Customize the credit card – Select merchants of choice to earn cashback, choose card design, and select preferred billing cycle date
• All in One-App – Digitally manage the PIXEL Play credit card from PayZapp. Access features like Card Controls, Rewards, EMI Dashboard, Statements, Repayments, Recent Transactions, Disputes, Hot listing, Help Center, Notifications, and much more
• Avail 5% Cashback on choice of any two packs:
  - Dining & Entertainment Category – BookMyShow & Zomato
  - Travel Category – MakeMyTrip & Uber
  - Grocery Category – Blinkit & Reliance Smart Bazaar
  - Electronics Category – Croma & Reliance Digital
  - Fashion Category – Nykaa & Myntra
• Avail 3% Cashback on choice of any one E-commerce merchant:
  - Amazon or Flipkart or PayZapp 
• Get 1% Unlimited Cashback across all other spends
• Zero lost card liability
• Up to 50 days of interest free period on the PIXEL Play Credit Card from the date of purchase (subject to the submission of the charge by the Merchant) 
• Revolving Credit is available at a nominal interest rate on PIXEL Play Credit Card
• Exclusive Dining Privileges: Cherish amazing dining benefits with Good Food Trail program- Get up to 25% savings off on all restaurant bill payments via Swiggy Dineout (Swiggy Dineout Logo) (20k + restaurants). This offer is inclusive of Restaurant and Swiggy Discount and is valid only on payments done via Swiggy App
• Upon the accumulation of 1000 PIXEL CashPoints, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally 
• Pixel CashPoints are valid for 2 years from the date of accumulation
• Get 1% fuel surcharge waiver at all fuel stations across India on a minimum transaction of Rs. 400 and a maximum transaction of Rs. 5,000

Enjoy hassle-free, one-click instant conversion of the PIXEL Play credit card outstanding balance to EMIs from the PayZapp: 

• EMI Dashboard: Manage all live EMIs within the EMI dashboard from PayZapp
• Flexibility: Choose low-cost and flexible tenures that suit best for your choice of repayment. You may choose between select transactions or outstanding balances
• 100% Digital: No documentation, email, or calling required. Simply convert to EMI and manage EMI repayments fully from the Payzapp

Pros

• Spend based fees reversal on spends of Rs. 1,00,000 & above annually
• 3 Reward Points per Rs. 100 spent on departmental & grocery stores
• Low Annual Fee

Cons

• High-interest rates
• No Golf/coaching sessions
• No complimentary Airport Lounge visits

Pros

• Avail 5% Cashback on choice of any two packs ranging from various Categories
• Avail 3% Cashback on choice of any one E-commerce merchant: Amazon or Flipkart or PayZapp 
• Get 1% Unlimited Cashback across all other spends

Cons

• No International or Domestic Airport Lounge access
• No golf or fuel benefits
• No rewards or other travel related benefits