HDFC Pixel Play Credit Card vs AU Small Finance Bank Altura Credit Card

Joining Fees

₹500

₹199

Editor's Rating

4

3.3

Key Features

  • Avail a joining fee waiver by spending Rs. 20,000 within 90 days of issuance
  • Spend Rs.1,00,000 or more in a year, before the Credit Card renewal date and get the renewal fee waived off
  • Seamless Digital Onboarding – Enjoy a seamless digital onboarding via PayZapp and receive instant digital credit card
  • Customize the credit card – Select merchants of choice to earn cashback, choose card design, and select preferred billing cycle date
  • All in One-App – Digitally manage the PIXEL Play credit card from PayZapp. Access features like Card Controls, Rewards, EMI Dashboard, Statements, Repayments, Recent Transactions, Disputes, Hot listing, Help Center, Notifications, and much more
  • Avail 5% Cashback on choice of any two packs:
    - Dining & Entertainment Category – BookMyShow & Zomato
    - Travel Category – MakeMyTrip & Uber
    - Grocery Category – Blinkit & Reliance Smart Bazaar
    - Electronics Category – Croma & Reliance Digital
    - Fashion Category – Nykaa & Myntra
  • Avail 3% Cashback on choice of any one E-commerce merchant:
    - Amazon or Flipkart or PayZapp 
  • Get 1% Unlimited Cashback across all other spends
  • Zero lost card liability
  • Up to 50 days of interest free period on the PIXEL Play Credit Card from the date of purchase (subject to the submission of the charge by the Merchant) 
  • Revolving Credit is available at a nominal interest rate on PIXEL Play Credit Card
  • Exclusive Dining Privileges: Cherish amazing dining benefits with Good Food Trail program- Get up to 25% savings off on all restaurant bill payments via Swiggy Dineout (Swiggy Dineout Logo) (20k + restaurants). This offer is inclusive of Restaurant and Swiggy Discount and is valid only on payments done via Swiggy App
  • Upon the accumulation of 1000 PIXEL CashPoints, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally 
  • Pixel CashPoints are valid for 2 years from the date of accumulation
  • Get 1% fuel surcharge waiver at all fuel stations across India on a minimum transaction of Rs. 400 and a maximum transaction of Rs. 5,000

 

Enjoy hassle-free, one-click instant conversion of the PIXEL Play credit card outstanding balance to EMIs from the PayZapp: 

  • EMI Dashboard: Manage all live EMIs within the EMI dashboard from PayZapp
  • Flexibility: Choose low-cost and flexible tenures that suit best for your choice of repayment. You may choose between select transactions or outstanding balances
  • 100% Digital: No documentation, email, or calling required. Simply convert to EMI and manage EMI repayments fully from the Payzapp

* Avail 2% Cashback on retail spends at Grocery stores, Departmental stores and Utility bill payments. The maximum cashback per statement cycle is Rs. 50
* Avail 1% Cashback on other retail spends. The maximum cashback per statement cycle is Rs. 50
* Milestone Benefit: Earn additional cashback of Rs. 50 on completing a minimum of Rs. 10,000 retail spends in every statement cycle
* Railway Lounges: Get 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in selected cities
* Enjoy 1% Fuel Surcharge Waiver for fuel transactions done between Rs. 400 and Rs. 5,000 at all fuel stations in India. Maximum Rs. 100 per statement cycle
* Card Liability Cover: If the Credit Card gets lost, you’ll have zero liability on any fraudulent transactions made using the card after reporting the loss to the bank. You’re even protected against Card Counterfeit/Skimming, and Online frauds
* Contactless Card
* Convert transactions worth Rs. 2,000 or more into easy EMI options on selected tenure chosen by you
* Avail Add on card that is free for lifetime

Editor's Review

Pros

  • Avail 5% Cashback on choice of any two packs ranging from various Categories
  • Avail 3% Cashback on choice of any one E-commerce merchant: Amazon or Flipkart or PayZapp 
  • Get 1% Unlimited Cashback across all other spends

Cons

  • No International or Domestic Airport Lounge access
  • No golf or fuel benefits
  • No rewards or other travel related benefits

Pros
* Complimentary railway lounge access
* Attractive welcome and milestone benefits
* Get up to 7% Cashback as an introductory offer

Cons
* No golf privileges
* No Airmiles
* No airport lounges benefits


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