Compare HDFC Pixel Play Credit Card vs SBI Cashback credit card

Avail a joining fee waiver by spending Rs. 20,000 within 90 days of issuance
Spend Rs.1,00,000 or more in a year, before the Credit Card renewal date and get the renewal fee waived off
Seamless Digital Onboarding – Enjoy a seamless digital onboarding via PayZapp and receive instant digital credit card
Customize the credit card – Select merchants of choice to earn cashback, choose card design, and select preferred billing cycle date
All in One-App – Digitally manage the PIXEL Play credit card from PayZapp. Access features like Card Controls, Rewards, EMI Dashboard, Statements, Repayments, Recent Transactions, Disputes, Hot listing, Help Center, Notifications, and much more
Avail 5% Cashback on choice of any two packs:
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
Avail 3% Cashback on choice of any one E-commerce merchant:
- Amazon or Flipkart or PayZapp
Get 1% Unlimited Cashback across all other spends
Zero lost card liability
Up to 50 days of interest free period on the PIXEL Play Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
Revolving Credit is available at a nominal interest rate on PIXEL Play Credit Card
Exclusive Dining Privileges: Cherish amazing dining benefits with Good Food Trail program- Get up to 25% savings off on all restaurant bill payments via Swiggy Dineout (Swiggy Dineout Logo) (20k + restaurants). This offer is inclusive of Restaurant and Swiggy Discount and is valid only on payments done via Swiggy App
Upon the accumulation of 1000 PIXEL CashPoints, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally
Pixel CashPoints are valid for 2 years from the date of accumulation
Get 1% fuel surcharge waiver at all fuel stations across India on a minimum transaction of Rs. 400 and a maximum transaction of Rs. 5,000

Enjoy hassle-free, one-click instant conversion of the PIXEL Play credit card outstanding balance to EMIs from the PayZapp:

EMI Dashboard: Manage all live EMIs within the EMI dashboard from PayZapp
Flexibility: Choose low-cost and flexible tenures that suit best for your choice of repayment. You may choose between select transactions or outstanding balances
100% Digital: No documentation, email, or calling required. Simply convert to EMI and manage EMI repayments fully from the Payzapp

Get 5% Cashback on online spends without any merchant restriction
Get 1% Cashback on offline spends
The Card Cashback will be auto-credited to the SBI Card account within two working days of the next statement generation
The reversal of Renewal Fee will occur on annual spends of Rs. 2 Lakh
Avail 1% Fuel Surcharge Waiver across all petrol pumps in India. This is applicable on transactions between Rs. 500 and Rs. 3,000, exclusive of GST and other charges
CASHBACK SBI Card can be used in over 24 million outlets across the globe, including 3,25,000 outlets in India
Use the card to make payments at any outlet that accepts VISA
Withdraw cash from over 1 million VISA across the globe
Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
Save money while paying credit card dues
Transfer the outstanding balance of other banks’ credit cards to CASHBACK SBI Card, to avail a lower rate of interest and pay back in EMIs

Pros

Avail 5% Cashback on choice of any two packs ranging from various Categories
Avail 3% Cashback on choice of any one E-commerce merchant: Amazon or Flipkart or PayZapp
Get 1% Unlimited Cashback across all other spends

Cons