TATA STAR Titanium vs BOB Financial Prime

• On spends at STAR Outlets, earn 3.5% value back  
• On spends on select TATA Outlets, get up to 5% value back
• Get a 1% fuel surcharge waiver, on every transaction between Rs. 500 to Rs. 3,000, at any petrol pump across the country. Purchase fuel worth Rs. 500 to Rs. 3,000, to avail this benefit
• With TATA STAR Titanium Card, book railway tickets online and enjoy home delivery

• Get PRIME against fixed deposit of  Rs. 15,000 or more without any income proof
• PRIME is lifetime free, which means Zero First Year and Annual Fees
• 1% fuel surcharge waived for all fuel transactions between  Rs 400 - Rs 5,000 (Max. waiver of Rs. 250 per month)
• Convert purchases  of more than Rs 2,500 on your card into easy EMIs of 6/12 months
• Free Personal Accidental Death Cover ensures the financial protection of your family

Pros

• Spend based fees reversal on spends of Rs. 1,00,000 & above annually
• 3 Reward Points per Rs. 100 spent on departmental & grocery stores
• Low Annual Fee

Cons

• High-interest rates
• No Golf/coaching sessions
• No complimentary Airport Lounge visits

Pros

• 1% cashback
• No fee
• Minimum deposit of Rs. 15,000 

Cons

• No perks or promotions
• No Golf/coaching sessions
• No complimentary Airport Lounge visits