Compare Swiggy HDFC Bank Credit Card vs Axis Bank Signature Credit Card with Lifestyle Benefits

* Get 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie)
* Get 5% Cashback on online spends across online MCCs
* Get 1% Cashback on other categories
* Zero lost card liability
*  Up to 50 days of interest-free period on the Swiggy HDFC Bank Credit Card from the date of purchase
* When making spends of Rs. 2,00,000 or more in a year, before the Credit Card renewal date, get the renewal fee waived off
* Swiggy HDFC Bank Credit Card is enabled for contactless payments
* You can convert large purchases on the credit card into Smart EMI

If Signature Credit card with Lifestyle Benefits is obtained by invitation then the joining fee is Rs. 3000
Annual fee waived upon spending Rs. 3 lakh in the preceding year
50% cashback on movie tickets purchased through BookMyShow
Flexible Spending Limit
Visa Offers Complimentary Airport Lounge Access within India
Complimentary Priority Pass membership
On transactions over Rs. 2500, convert the purchases into EMIs
Avail up to Rs. 2.5 crore for Air Accident Cover
Get 15% off on dining bills at partnered restaurants in India
Avail Fuel Surcharge Waiver that’s valid on transactions between Rs. 400 and Rs. 4000
Get 10 Reward Points per Rs. 200 spent domestically
Get 20 Reward Points on every Rs. 200 spent internationally on
On the first online transaction get 100 Points

Pros

* Get 10% cashback on all Swiggy food delivery orders, including Genie and Instamart
* Up to Rs. 1,500 cashback per month across major online shopping platforms
* This credit card suits food enthusiasts because they can get a complimentary Swiggy One membership for three months which is extremely beneficial

Cons

* One can only redeem their cashback on the Swiggy app
* There's no domestic or international lounge access
* The foreign currency markup is on the higher side at 3.5%

Pros