Swiggy HDFC Bank Credit Card vs Axis Bank My Wings Credit Card

Swiggy HDFC Bank Credit Card

Axis Bank My Wings Credit Card

Joining Fees

₹500

₹1,200

Editor's Rating

4.05

3.3

Key Features

* Get 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie)
* Get 5% Cashback on online spends across online MCCs
* Get 1% Cashback on other categories
* Zero lost card liability
*  Up to 50 days of interest-free period on the Swiggy HDFC Bank Credit Card from the date of purchase
* When making spends of Rs. 2,00,000 or more in a year, before the Credit Card renewal date, get the renewal fee waived off
* Swiggy HDFC Bank Credit Card is enabled for contactless payments
* You can convert large purchases on the credit card into Smart EMI

Redeem complimentary flight tickets: Redeem 2 complimentary base fare flight tickets
Dining Delights- Minimum 15% off on partner restaurants in India
On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
Avail hotel and holiday vouchers

Editor's Review

Pros

* Get 10% cashback on all Swiggy food delivery orders, including Genie and Instamart
* Up to Rs. 1,500 cashback per month across major online shopping platforms
* This credit card suits food enthusiasts because they can get a complimentary Swiggy One membership for three months which is extremely beneficial

Cons

* One can only redeem their cashback on the Swiggy app
* There's no domestic or international lounge access
* The foreign currency markup is on the higher side at 3.5%

Pros