Swiggy HDFC Bank Credit Card vs ICICI Bank Coral Credit Card

* Get 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie)
* Get 5% Cashback on online spends across online MCCs
* Get 1% Cashback on other categories
* Zero lost card liability
*  Up to 50 days of interest-free period on the Swiggy HDFC Bank Credit Card from the date of purchase
* When making spends of Rs. 2,00,000 or more in a year, before the Credit Card renewal date, get the renewal fee waived off
* Swiggy HDFC Bank Credit Card is enabled for contactless payments
* You can convert large purchases on the credit card into Smart EMI

* Mastercard Golf Benefits:

a. Access golf courses worldwide and 12 free lessons per year

b. 4 complimentary rounds of green fees per calendar yea

c. Discounted golf services at 50% of the green fee beyond complimentary sessions

• Earn up to 10,000 PAYBACK Points from ICICI Bank Rewards every anniversary year
• Annual Fee from second year onwards will be waived off if you spend more than Rs. 1,50,000 in the previous year
• One complimentary access per quarter to selected Airport Lounges in India by spending minimum of Rs 5,000 or above in a calendar quarter on the card to avail this facility in the next calendar quarter
• One complimentary Domestic Railway Lounge visit per quarter
• Avail 25% discount up to Rs.100 on purchase of minimum 2 movie tickets per transaction on BookMyShow and Inox. The offer can be availed twice in a month
• Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel)
• Earn 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories
• Under the new ICICI Bank Milestone Rewards program, get 2000 PAYBACK Points on spending Rs. 2,00,000 on your card and 1000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 10,000 PAYBACK Points per year
• Exclusive dining offers through ICICI Bank Culinary Treats Programme            
• Whether you are, in India or abroad, enjoy the amazing offers from VISA. Wine, dine and unwind with fabulous offers from luxury hotels, restaurants, lifestyle stores, spas and more
• Mastercard Moments is the exclusive program specially crafted for Mastercard cardholders. This program hosts exceptional experiences designed to inspire and enrich the lives of our Mastercards cardholders, with program members able to enjoy additional benefits
• With ICICI Bank Coral Mastercard Credit Card avail exclusive access to premium airport lounges and railway lounges in India. One complimentary Airport Lounge visit and one complimentary Railway Lounge visit per quarter.  One complimentary Domestic Airport Lounge visit and one complimentary Railway Lounge visit per quarter and lounge access will be applicable only for primary cardholders
• ICICI Bank Coral Mastercard Credit Card also provides exclusive dining offers through ICICI Bank Culinary Treats Programme
• 1% fuel surcharge wavier- The offer is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps

Pros

* Get 10% cashback on all Swiggy food delivery orders, including Genie and Instamart
* Up to Rs. 1,500 cashback per month across major online shopping platforms
* This credit card suits food enthusiasts because they can get a complimentary Swiggy One membership for three months which is extremely beneficial

Cons

* One can only redeem their cashback on the Swiggy app
* There's no domestic or international lounge access
* The foreign currency markup is on the higher side at 3.5%

Pros

• Exclusive dining offers through ICICI Bank Culinary Treats Programme
• 1% on fuel surcharge every time you refuel
• Discover how your ICICI Bank Coral Credit Card can deliver savings of Rs 11,175 every year

Cons

• If you’re a frequent flyer the offer of 1 complimentary access per quarter to select airport lounges in India isn’t sufficient  
• Limitations on the cost of purchasing movie tickets
• No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here