Standard Chartered Rewards Credit Card vs BPCL SBI Card
Joining Fees
₹0
₹499
Editor's Rating
2.5
3.9
Key Features
- Second Year onwards the annual fees will be reversed on spends of Rs. 1,50,000 or more in the previous year. Alternatively, cardholder will be entitled to receive 4000 reward points on the payment of Annual Fees
- Get 4 reward points per Rs. 150 on all Retail spends (except Government, Insurance and Fuel categories)
- Avail additional 4 reward points per Rs. 150 on monthly Retail spends above Rs. 20,000 (max. 2000 bonus reward points per statement cycle)
- 1 Domestic Lounge Visit per calendar quarter (4 per year)
- 1 reward point on every Rs. 150 spent on Government and Insurance categories
- 1% Fuel Surcharge waiver on all fuel spends
- Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
- Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
- Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
- Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
- Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
- Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees
- Reward Points will be credited after 20 days of the payment of joining fee and the same can be redeemed instantly against fuel purchase at BPCL outlets, BPCL Vouchers or at Shop n Smile rewards catalogue
- 4.25% Value-back ~ 13X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle
- 3.25% + 1% Fuel surcharge waiver on every transaction up to Rs. 4,000
- Avail 5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies and Dining. Get up to 5000 Reward Points per month
- Get 1 Reward Point for every Rs. 100 spent on non-fuel retail purchases
- Flexible Instant Redemption Program at select 1200 BPCL petrol pumps
- 4.25 % Valueback (13X* Reward Points equivalent to 3.25% + 1% Fuel surcharge waiver on every transaction of up to Rs. 4,000), at any BPCL petrol pump across India. Maximum surcharge waiver of Rs. 100 in a month, which is equivalent to an Annual Savings of Rs. 1200. Surcharge Waiver applicable only on transactions up to Rs. 4,000/- for a max of Rs. 100 per month. Annual Savings of 70 liters of fuel
- Transfer the outstanding balance of other banks’ credit cards to your BPCL SBI Card, and avail a lower rate of interest and pay back in EMIs
- With Flexipay, convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your BPCL SBI Card , and log in with your username and password to sbicard.com within 30 days of purchase to convert it into Flexipay
- Renewal Fee reversible if annual spends for last year ≥ Rs. 50,000
Editor's Review
Pros
- 1% Fuel Surcharge Waiver
- 4 reward points per Rs. 150 on all Retail spends
- Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
Cons
- No golf benefits
- No international airport lounge access / dining/ movie benefits
Pros
- 4.25% Value-back ~ 13X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle
- 3.25% + 1% Fuel surcharge waiver on every transaction up to Rs. 4,000
- Avail 5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies and Dining. Get up to 5000 Reward Points per month
Cons
- No golf benefits
- No complimentary airport lounge access
