Standard Chartered Rewards Credit Card vs YES Prosperity Edge Credit Card

• Second Year onwards the annual fees will be reversed on spends of Rs. 1,50,000 or more in the previous year. Alternatively, cardholder will be entitled to receive 4000 reward points on the payment of Annual Fees
• Get 4 reward points per Rs. 150 on all Retail spends (except Government, Insurance and Fuel categories)
• Avail additional 4 reward points per Rs. 150 on monthly Retail spends above Rs. 20,000 (max. 2000 bonus reward points per statement cycle)
• 1 Domestic Lounge Visit per calendar quarter (4 per year)
• 1 reward point on every Rs. 150 spent on Government and Insurance categories
• 1% Fuel Surcharge waiver on all fuel spends
• Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
• Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
• Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
• Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
• Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
• Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees

• 500 Reward Points on each YES PayNow registration
• 4 Reward Points for every Rs. 200 on all other Retails Spends 
• Avail great offers across travel, dining, shopping, wellness and more, in select cities
• Domestic Lounge access (limited to 2 visits per quarter) for Primary Cardmembers across 30+ Lounges in India

Pros

• 1% Fuel Surcharge Waiver
• 4 reward points per Rs. 150 on all Retail spends
• Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months

Cons

• No golf benefits
• No international airport lounge access / dining/ movie benefits

Pros

• Accelerated Rewards on Supermarkets and Grocery Stores, Department Stores and Dining spends
• Get 15,000 Bonus Reward Points on achieving spends of Rs. 6 Lakhs or more in each anniversary year
• There’s a Dedicated Website for Flight/Hotel/Movie Ticket Bookings with Exclusive Catalogue of Products

Cons

• High-interest rates
• Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit