BPCL SBI Card vs RBL Bank Platinum Maxima Plus Credit Card

Joining Fees

₹499

₹2,500

Editor's Rating

3.9

4

Key Features

  • Reward Points will be credited after 20 days of the payment of joining fee and the same can be redeemed instantly against fuel purchase at BPCL outlets, BPCL Vouchers or at Shop n Smile rewards catalogue
  • 4.25% Value-back ~ 13X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle
  • 3.25% + 1% Fuel surcharge waiver on every transaction up to Rs. 4,000
  • Avail 5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies and Dining. Get up to 5000 Reward Points per month
  • Get 1 Reward Point for every Rs. 100 spent on non-fuel retail purchases
  • Flexible Instant Redemption Program at select 1200 BPCL petrol pumps
  • 4.25 % Valueback (13X* Reward Points equivalent to 3.25% + 1% Fuel surcharge waiver on every transaction of up to Rs. 4,000), at any BPCL petrol pump across India. Maximum surcharge waiver of Rs. 100 in a month, which is equivalent to an Annual Savings of Rs. 1200. Surcharge Waiver applicable only on transactions up to Rs. 4,000/- for a max of Rs. 100 per month. Annual Savings of 70 liters of fuel
  • Transfer the outstanding balance of other banks’ credit cards to your BPCL SBI Card, and avail a lower rate of interest and pay back in EMIs
  • With Flexipay, convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your BPCL SBI Card , and log in with your username and password to sbicard.com within 30 days of purchase to convert it into Flexipay
  • Renewal Fee reversible if annual spends for last year ≥ Rs. 50,000
  • Obtain 2 reward points for every Rs. 100 spent on purchases
  • Avail 5x benefits- Easily get 10 reward points for every Rs. 100 when using the credit card for dining, entertainment, grocery, and international purchases
  • In a year, make purchases of Rs. 2 lakhs or more and get 10,000 reward points
  • Cross Rs. 3.5 lakhs of annual spending on the card and get additional 10,000 bonus reward points
  • Cross Rs. 5 lakhs of annual spending on the card and avail additional 10,000 bonus reward points
  • Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow. Simply select RBL Bank Buy 1 Get 1 Offer under the Offers/Discounts section on the BookMyShow website or mobile app to avail this offer
  • 2 complimentary visits every calendar quarter at domestic airport lounges across all major airports within India. This Lounge Program is offered by MasterCard/Visa
  • 1% surcharge on fuel

Editor's Review

Pros

  • 4.25% Value-back ~ 13X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle
  • 3.25% + 1% Fuel surcharge waiver on every transaction up to Rs. 4,000
  • Avail 5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies and Dining. Get up to 5000 Reward Points per month

Cons

  • No golf benefits
  • No complimentary airport lounge access

Pros

  • 2 reward points for every Rs. 100 spent on purchases
  • Avail 5x benefits
  • Welcome benefits

Cons

  • No railway lounge access
  • No golf benefits
  • No international airport lounge access


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