BPCL SBI Card vs Axis Bank Titanium Smart Traveler Credit Card

• 4.25% Value-back ~ 13X* Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle
• 3.25% + 1% Fuel surcharge waiver on every transaction upto Rs. 4,000
• 5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies & Dining
• Get 1 Reward Point for every Rs. 100 spent on non-fuel retail purchases
• Flexible Instant Redemption Program at select 1200 BPCL petrol pumps
• Transfer the outstanding balance of other banks’ credit cards to your BPCL SBI Card, and avail a lower rate of interest and pay back in EMIs

• Fuel Surcharge Waiver
• Get Axis Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points
• For every Rs. 200 spent on hotels, holiday packages, airlines, train, and bus bookings in India, earn 4 points 
• On every Rs. 200 spent on the credit card in India, earn 2 points 

Pros

• With Flexipay, convert your transactions in easy monthly installments
• With Easy Money Facility, get a draft or cheque against your cash limit and get it delivered to your location 
• Renewal Fee reversible if annual spends for last year ≥ Rs. 50,000

Cons

• No Golf/coaching sessions
• After exhausting the complimentary visits, Airport Lounge visits Internationally through the Priority Pass Program, will be charged with a usage fee of $27 per visit + applicable taxes

Pros

• Dining Delights- minimum 15% off on partner restaurants in India 
• On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
• On every Rs. 200 spent on the credit card while travelling abroad, earn 8 points 

Cons

• No Airport Lounge access 
• No Golf Privileges