Reward Points will be credited after 20 days of the payment of joining fee and the same can be redeemed instantly against fuel purchase at BPCL outlets, BPCL Vouchers or at Shop n Smile rewards catalogue
4.25% Value-back ~ 13X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle
3.25% + 1% Fuel surcharge waiver on every transaction up to Rs. 4,000
Avail 5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies and Dining. Get up to 5000 Reward Points per month
Get 1 Reward Point for every Rs. 100 spent on non-fuel retail purchases
Flexible Instant Redemption Program at select 1200 BPCL petrol pumps
4.25 % Valueback (13X* Reward Points equivalent to 3.25% + 1% Fuel surcharge waiver on every transaction of up to Rs. 4,000), at any BPCL petrol pump across India. Maximum surcharge waiver of Rs. 100 in a month, which is equivalent to an Annual Savings of Rs. 1200. Surcharge Waiver applicable only on transactions up to Rs. 4,000/- for a max of Rs. 100 per month. Annual Savings of 70 liters of fuel
Transfer the outstanding balance of other banks’ credit cards to your BPCL SBI Card, and avail a lower rate of interest and pay back in EMIs
With Flexipay, convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your BPCL SBI Card , and log in with your username and password to sbicard.com within 30 days of purchase to convert it into Flexipay
Renewal Fee reversible if annual spends for last year ≥ Rs. 50,000
Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month
Avail 5 Reward Points for every Rs 150 spent
Up to 10X Reward Points via SmartBuy and 2X on weekend dining
HDFC Bank x Swiggy Dineout - Good food Trail: Enjoy FLAT 10% EXTRA OFF on dining bills at 35K+ restaurants
Travel benefits: Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/diners
Up to 50 days of interest free credit period on the credit card
Credit liability cover: Rs. 9 lakh
Foreign Currency Markup: 2% on all your foreign currency spends
Revolving Credit is available at a nominal interest rate on the HDFC Bank Diners Club Black Credit Card
24/7 Concierge Services
Unlimited Airport lounge access to 1000+ Lounges in India and worldwide for primary and add-on card members
1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and Max CashBack of Rs. 1000 per statement cycle
Milestone Benefit: As the milestone benefit the credit card holders can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cabs vouchers worth Rs. 500 every month on spends of Rs. 80,000
Annual Spend based benefit: Complimentary annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK can also be availed upon achieving annual spend of Rs 8 Lakhs at the time of card anniversary
HDFC Bank Diners Club Black Credit Card comes with an option to convert big spends into EMI after purchase
Contactless Payment
Air accident insurance cover worth Rs 2 crore
Emergency overseas hospitalization: Rs. 50 Lakh
Travel Insurance Cover of up to Rs. 55,000 on baggage delay
Credit Liability Cover of up to Rs. 9 Lakh
Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs
Complimentary Golf games across the finest courses in the world ( 6 per quarter)
Editor's Review
Pros
4.25% Value-back ~ 13X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle
3.25% + 1% Fuel surcharge waiver on every transaction up to Rs. 4,000
Avail 5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies and Dining. Get up to 5000 Reward Points per month
Cons
No golf benefits
No complimentary airport lounge access
Pros
Air accident insurance cover worth Rs 2 crore
Emergency overseas hospitalization: Rs. 50 Lakh
Travel Insurance Cover of up to Rs. 55,000 on baggage delay
Credit Liability Cover of up to Rs. 9 Lakh
Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs