Standard Chartered Platinum Credit Card vs BOB Financial Prime
Joining Fees
₹250
₹0
Editor's Rating
3.6
3.4
Key Features
- Enjoy the benefit of 5x reward points on dining and fuel spends
- Avail 5 Reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
- For every Rs. 150 spent on all other categories, avail 1 reward point
- Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
- Convert big credit card transactions (starting from Rs. 5,000) into easy instalments at attractive rates at zero preclosure charges
- Get PRIME against fixed deposit of Rs. 15,000 or more without any income proof
- PRIME is lifetime free, which means Zero First Year and Annual Fees
- 1% fuel surcharge waived for all fuel transactions between Rs 400 - Rs 5,000 (Max. waiver of Rs. 250 per month)
- Convert purchases of more than Rs 2,500 on your card into easy EMIs of 6/12 months
- Free Personal Accidental Death Cover ensures the financial protection of your family
Editor's Review
Pros
- Get more out of your spends with the Standard Chartered Platinum Rewards credit card
- Enjoy host of offers and discounts across shopping, travel, dining and more with exclusive offers on your credit card
- Transfer card balance up to Rs. 5 Lakh at attractive interest rate
Cons
- High-interest rates
Pros
- 1% cashback
- No fee
- Minimum deposit of Rs. 15,000
Cons
- No perks or promotions
- No Golf/coaching sessions
- No complimentary Airport Lounge visits
