Standard Chartered Platinum Credit Card vs Axis Bank Cashback Credit Card

• Enjoy the benefit of 5x reward points on dining and fuel spends
• Avail 5 Reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
• For every Rs. 150 spent on all other categories, avail 1 reward point
• Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
• Convert big credit card transactions (starting from Rs. 5,000) into easy instalments at attractive rates at zero preclosure charges

• Welcome Benefits include getting EDGE Reward points worth Rs. 1000 upon first transaction within 30 days of card issuance
• Get up to 7% cashback on online spends. Spending more will enable you to unlock higher cashback
• Get up to Rs. 4,000 per statement month
• Monthly net spends are split into below brackets:

A. Avail 2% cashback for spends up to Rs. 5000

B. Avail 5% cashback for spends more than Rs. 5000 and less or equal to Rs. 40,000

C. Avail 7% cashback on spends more than Rs. 40,000

• Get unlimited base cashback of 0.75% on all offline and travel related spends
• Avail 0.5% cashback up to Rs. 100 on utilities bill payments
• Spend Rs. 4,00,000 and above in an anniversart year to be eligible for annual fee waiver
• Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program
• Cashback gets credited before next statement with no mininmum account requirement

Pros

• Get more out of your spends with the Standard Chartered Platinum Rewards credit card
• Enjoy host of offers and discounts across shopping, travel, dining and more with exclusive offers on your credit card
• Transfer card balance up to Rs. 5 Lakh at attractive interest rate

Cons

• High-interest rates

Pros

• Get up to 7% cashback on online spends
• Base cashback on utility spends
• Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program

Cons

• Minimal cashback on offline spends
• No airport lounge access
• No fuel surcharge waiver