Standard Chartered Manhattan Platinum Credit Card vs HDFC Bank Freedom Credit Card
Joining Fees
₹999
₹500
Editor's Rating
3.7
3
Key Features
- Get Rs. 2,000 BookMyShow vouchers on your first transaction in first 90 days with your Manhattan Platinum credit card
- Get 5% cashback and 3x reward points when you spend
- Enjoy a host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme
- Redeem reward points against Standard Chartered's new online catalogue with Standard Chartered 360 degrees rewards program
- Redeem points for cash back
- Avail gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
- Get a welcome and renewal benefit of 500 reward points on fee realization
- On birthday spends, earn 25X reward points
- Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
Editor's Review
Pros
- Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
- Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
- Convert entire outstanding (up to Rs. 5 lakh) into EMIs at zero processing fee
Cons
- No Fuel Surcharge Wavier
Pros
- Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
- Pay only 1.99% interest per month if card is issued against fixed deposit
- Zero liability on lost card if reported immediately
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge access
