Standard Chartered Manhattan Platinum Credit Card vs Kotak 811 #DreamDifferent Credit Card

• Get Rs. 2,000 BookMyShow vouchers on your first transaction in first  90 days with your Manhattan Platinum credit card
• Get 5% cashback and 3x reward points when you spend
• Enjoy a host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme
• Redeem reward points against Standard Chartered's new online catalogue with Standard Chartered 360 degrees rewards program

• No joining fee and annual fee
• Get 4 reward points against every Rs. 100 of online spends
• Get 1 reward point against every Rs. 100 of other spends
• Interest free cash withdrawal: Withdraw cash up to 90% of the total credit limit
• Balance Transfer: The processing fee of Rs. 349 per Rs. 10,000. Continued interest free period on fresh retail purchases. Simply call the bank to transfer other credit card balances
• Add-on Card: Add-on Cards will have all the benefits that  is available on the main on Card
• Fuel & Railway Surcharge waiver:  Get 1% across all petrol pumps for transactions between Rs. 500 and Rs. 3000, and 1.8%  for transactions on irctc.co.in and 2.5% Indian railway booking counters

The Milestone Reward Program for 811 #DreamDifferent Credit Card Rupay variant- Milestone Offer benefits will be as per below construct:

Spend Rs. 72,000 in a year and get Amazon vouchers up to Rs. 1000

1. Rs. 250 voucher on spend of Rs. 36,000 in anniversary year
2. Rs. 1000 voucher on spend of Rs. 72,000 in anniversary year

Existing customers will also be eligible for bonus offers as mentioned below on achieving the spends criteria of Rs. 75,000 in an anniversary year. Cardholder may select any one of the below options:

Redemption Option 1: Cashback of Rs. 750

• Claim cashback within 3 months after anniversary year gets over
• If claimed, the cashback will reflect in the next billing cycle

Redemption Option 2: 4 free PVR tickets

• Claim PVR tickets within 3 months after the anniversary year gets over
• PVR tickets can be used for any day and any show and are transferrable
• Star Pass Code will be issued which can be redeemed for online PVR Movie Ticket booking at www.pvrcinemas.com

Pros

• Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
• Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
• Convert entire outstanding (up to Rs. 5 lakh) into EMIs at zero processing fee

Cons

• No Fuel Surcharge Wavier

Pros

• Get 4 reward points against every Rs. 100 of online spends
• Get 1 reward point against every Rs. 100 of other spends
• Spend Rs. 72,000 in a year and get Amazon vouchers up to Rs. 1000

Cons

• No complimentary golf/coaching sessions
• No Complimentary Airport Lounge Access