Standard Chartered Manhattan Platinum Credit Card vs BOB Financial Easy

Joining Fees

₹999

₹500

Editor's Rating

3.7

4.6

Key Features

  • Get Rs. 2,000 BookMyShow vouchers on your first transaction in first  90 days with your Manhattan Platinum credit card
  • Get 5% cashback and 3x reward points when you spend
  • Enjoy a host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme
  • Redeem reward points against Standard Chartered's new online catalogue with Standard Chartered 360 degrees rewards program
  • Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
  • Avail 1 reward point for every Rs. 100 spent on other categories
  • Avail 0.5% of the card bill payment as cash-back in the next statement
  • Spend  Rs. 6,000 within 60 days and  Rs. 35,000 in a year for reversal/waiver of annual fees
  • 1% fuel surcharge waived for fuel transactions between  Rs. 400 -  Rs. 5,000 (Max. waiver of Rs. 250 per month)
  • Redeem the earned reward points as cash-back and other exciting options
  • Convert purchases of more than  Rs. 2,500 on the card into easy EMIs of 6/12 months
  • 3 lifetime free add-on cards
  • Free Personal Accidental Death Cover
  • Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
  • Avail 50 days of interest free credit from the date of any purchase
  • Pay Minimum Amount Due and finance your spends as per your convenience

Editor's Review

Pros

  • Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
  • Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
  • Convert entire outstanding (up to Rs. 5 lakh) into EMIs at zero processing fee

Cons

  • No Fuel Surcharge Wavier

Pros

  • Easy EMI Option
  • First year Fee: Spend 6,000 on the card within 60 days for fee reversal
  • Annual Fee: Spend Rs. 35,000 on the card in a year for a fee waiver

    Cons
  • No golf privileges
  • No airport lounge access


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