BOB Financial Easy vs SimplySave SBI Card
Joining Fees
Editor's Rating
Key Features
- Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
- Avail 1 reward point for every Rs. 100 spent on other categories
- Avail 0.5% of the card bill payment as cash-back in the next statement
- Spend Rs. 6,000 within 60 days and Rs. 35,000 in a year for reversal/waiver of annual fees
- 1% fuel surcharge waived for fuel transactions between Rs. 400 - Rs. 5,000 (Max. waiver of Rs. 250 per month)
- Redeem the earned reward points as cash-back and other exciting options
- Convert purchases of more than Rs. 2,500 on the card into easy EMIs of 6/12 months
- 3 lifetime free add-on cards
- Free Personal Accidental Death Cover
- Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
- Avail 50 days of interest free credit from the date of any purchase
- Pay Minimum Amount Due and finance your spends as per your convenience
- Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
- Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
- Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
- On all other spends, earn 1 Reward Point per Rs 150 spent
- 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
- With SimplySAVE SBI Card, daily purchases will be much easier. Simply wave the card at a secure reader to transact
- Transfer the outstanding balance of other banks’ credit cards to SimplySAVE SBI Card, and avail a lower rate of interest and pay back in EMIs
- With the facility of Flexipay, convert transactions in easy monthly installments. Make purchases for Rs. 2,500 or more using SimplySAVE SBI Card
Editor's Review
Pros
- Easy EMI Option
- First year Fee: Spend 6,000 on the card within 60 days for fee reversal
- Annual Fee: Spend Rs. 35,000 on the card in a year for a fee waiver
Cons
- No golf privileges
- No airport lounge access
Pros
- 1% fuel surcharge at any petrol pump
- Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
- Get annual membership fee reversal from second year of your subscription
Cons
- No Golf/coaching sessions
- Fee waiver on minimum spend of Rs. 1,00,000
- No complimentary Airport Lounge Access
More comparisions with BOB Financial Easy
More comparisions with SimplySave SBI Card