Standard Chartered Emirates World Credit Card vs HDFC AllMiles

Joining Fees

₹3,000

₹1,000

Editor's Rating

3.1

3.2

Key Features

  • On Emirates transactions of Rs. 150 earn Six Skyward miles, and Three Skyward Miles on every Rs 150 spent on all other transactions.
  • Get complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and Two complementary accesses to Domestic and International Priority Pass lounges per month. Spend more than Rs 10,000 in a month and enjoy Two free accesses to Priority Pass lounges in the next month.
  • Complimentary overseas air accident coverage of Rs. 1 Crore including insurance on the loss of baggage and flight delay
  • Get access to three complimentary golf games a year, one free lesson a month and 50% discount on all games.
  • Redeem Skywards miles on Emirates, Jet Airways, Qantas, Jetstar, easyJet, JetBlue, Alaska Airlines and more.
  • The first year’s membership will be free only by spending Rs. 15,000 within the first 90 days
  • Renew membership for free by spending Rs. 1,00,000 in a year
  • Accumulate Three reward points for every Rs 150 you spend
  • 2x reward points will be given for hotel bookings, mobile recharge, and shopping
  • On fuel transactions get 1% Fuel Surcharge waiver. Minimum transaction of Rs. 400, Maximum Cashback of Rs. 500 per statement cycle
  • With the EMV Chip Card technology, you'll stay protected against unauthorized use of your credit card
  • If you lost your credit card, be assured of zero liability after reporting the loss
  • Avail up to 50 interest-free days from the date of purchase (subject to the submission of charge by the merchant)
  • Obtain Revolving Credit at a nominal interest rate
  • Priority Pass - Charge of $27 + taxes, will apply on all the lounge visits exceeding the complimentary cap

Editor's Review

Pros

  • Earn miles on every transaction
  • Airport Lounge access
  • Cashback on Duty-Free purchases

Cons

  • Interest rate is high
  • Annual fee/renewal fee is high

Pros

  • Get first year’s membership free by spending Rs 15,000 within the first 90 days
  • Renew your membership free by spending Rs. 1,00,000 in a year
  • Free access to over 600 exclusive airport lounges

Cons

  • High-interest rate
  • No golf privileges
  • High renewal fees if you don’t spend Rs. 1 lakh in a year


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