Standard Chartered Emirates World Credit Card vs HDFC Bank Visa Signature Credit Card

Joining Fees

₹3,000

₹0

Editor's Rating

3.1

3.25

Key Features

  • On Emirates transactions of Rs. 150 earn Six Skyward miles, and Three Skyward Miles on every Rs 150 spent on all other transactions.
  • Get complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and Two complementary accesses to Domestic and International Priority Pass lounges per month. Spend more than Rs 10,000 in a month and enjoy Two free accesses to Priority Pass lounges in the next month.
  • Complimentary overseas air accident coverage of Rs. 1 Crore including insurance on the loss of baggage and flight delay
  • Get access to three complimentary golf games a year, one free lesson a month and 50% discount on all games.
  • Redeem Skywards miles on Emirates, Jet Airways, Qantas, Jetstar, easyJet, JetBlue, Alaska Airlines and more.
  • Annual fees: Get the first-year’s membership free by spending Rs. 15,000 within the first 90 days
  • Renew the membership for free by spending Rs. 75,000 in a year
  • Enjoy the comfort of over 600 global airport
  • Earn 2 reward points for every Rs. 150 spends
  • Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
  • Get up to three add-on cards free for your family
  • With the EMV Chip technology in the card, stay protected against fraud
  • Zero liability on lost card
  • Avail 50 days of interest-free credit from the date of purchase
  • Enjoy Revolving Credit at nominal interest rate
  • Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card

Editor's Review

Pros

  • Earn miles on every transaction
  • Airport Lounge access
  • Cashback on Duty-Free purchases

Cons

  • Interest rate is high
  • Annual fee/renewal fee is high

Pros

  • Enjoy the comfort of over 600 global airport
  • Earn 2 reward points for every Rs. 150 spends
  • Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)

Cons

  • No golf benefits
  • No insurance benefits
  • No cashback offers


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