Compare HDFC AllMiles vs HDFC Diners Club Black

The first year’s membership will be free only by spending Rs. 15,000 within the first 90 days
Renew membership for free by spending Rs. 1,00,000 in a year
Accumulate Three reward points for every Rs 150 you spend
2x reward points will be given for hotel bookings, mobile recharge, and shopping
On fuel transactions get 1% Fuel Surcharge waiver. Minimum transaction of Rs. 400, Maximum Cashback of Rs. 500 per statement cycle
With the EMV Chip Card technology, you'll stay protected against unauthorized use of your credit card
If you lost your credit card, be assured of zero liability after reporting the loss
Avail up to 50 interest-free days from the date of purchase (subject to the submission of charge by the merchant)
Obtain Revolving Credit at a nominal interest rate
Priority Pass - Charge of $27 + taxes, will apply on all the lounge visits exceeding the complimentary cap

Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month

Avail 5 Reward Points for every Rs 150 spent
Up to 10X Reward Points via SmartBuy and 2X on weekend dining
HDFC Bank x Swiggy Dineout - Good food Trail: Enjoy FLAT 10% EXTRA OFF on dining bills at 35K+ restaurants
Travel benefits: Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/diners
Up to 50 days of interest free credit period on the credit card
Credit liability cover: Rs. 9 lakh
Foreign Currency Markup: 2% on all your foreign currency spends
Revolving Credit is available at a nominal interest rate on the HDFC Bank Diners Club Black Credit Card
24/7 Concierge Services
Unlimited Airport lounge access to 1000+ Lounges in India and worldwide for primary and add-on card members
1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and Max CashBack of Rs. 1000 per statement cycle
Milestone Benefit: As the milestone benefit the credit card holders can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cabs vouchers worth Rs. 500 every month on spends of Rs. 80,000
Annual Spend based benefit: Complimentary annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK can also be availed upon achieving annual spend of Rs 8 Lakhs at the time of card anniversary
HDFC Bank Diners Club Black Credit Card comes with an option to convert big spends into EMI after purchase
Contactless Payment
Air accident insurance cover worth Rs 2 crore
Emergency overseas hospitalization: Rs. 50 Lakh
Travel Insurance Cover of up to Rs. 55,000 on baggage delay
Credit Liability Cover of up to Rs. 9 Lakh
Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs
Complimentary Golf games across the finest courses in the world ( 6 per quarter)

Pros

Get first year’s membership free by spending Rs 15,000 within the first 90 days
Renew your membership free by spending Rs. 1,00,000 in a year
Free access to over 600 exclusive airport lounges

Cons

High-interest rate
No golf privileges
High renewal fees if you don’t spend Rs. 1 lakh in a year

Pros

Air accident insurance cover worth Rs 2 crore
Emergency overseas hospitalization: Rs. 50 Lakh
Travel Insurance Cover of up to Rs. 55,000 on baggage delay
Credit Liability Cover of up to Rs. 9 Lakh
Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs

Cons