HDFC Diners Club Black vs JetPrivilege HDFC Bank Signature/World

• Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month

• Avail 5 Reward Points for every Rs 150 spent
• Up to 10X Reward Points via SmartBuy and 2X on weekend dining
• HDFC Bank x Swiggy Dineout - Good food Trail: Enjoy FLAT 10% EXTRA OFF on dining bills at 35K+ restaurants      
• Travel benefits: Book flight tickets / hotels across 150+  airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/diners
• Up to 50 days of interest free credit period on the credit card
• Credit liability cover: Rs. 9 lakh
• Foreign Currency Markup:  2% on all your foreign currency spends
• Revolving Credit is available at a nominal interest rate on the HDFC Bank Diners Club Black Credit Card
• 24/7 Concierge Services
• Unlimited Airport lounge access to 1000+ Lounges in India and worldwide for primary and add-on card members
• 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and Max CashBack of Rs. 1000 per statement cycle
• Milestone Benefit: As the milestone benefit the credit card holders can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cabs vouchers worth Rs. 500 every month on spends of Rs. 80,000
• Annual Spend based benefit: Complimentary annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK can also be availed upon achieving annual spend of Rs 8 Lakhs at the time of card anniversary
• HDFC Bank Diners Club Black Credit Card comes with an option to convert big spends into EMI after purchase
• Contactless Payment
• Air accident insurance cover worth Rs 2 crore
• Emergency overseas hospitalization: Rs. 50 Lakh
• Travel Insurance Cover of up to Rs. 55,000 on baggage delay                                                               
• Credit Liability Cover of up to Rs. 9 Lakh
• Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs
• Complimentary Golf games across the finest courses in the world ( 6 per quarter)  

• Renewal benefits are as follows:

A. Continue getting 3,000 InterMiles upon spending Rs. 6,000 with in first 30 days of Anniversary date

You can also save lots on Flight & Hotel bookings as described below:

A. Rs. 750  Flight Discount vouchers

B. Rs. 1000  Hotel Discount vouchers 

• Spend Rs. 3 lakh within 12 months of the Card setup date or within 12 months of Card renewal date to get the renewal fee for the next year waived off
• Gain 6 InterMiles on every Rs. 150 spent on retail spends
• Gain 12 InterMiles on every Rs. 150 spent on every flight ticket booked on http://flights.intermiles.com
• Gain 12 InterMiles on every Rs. 150 spent on every Hotel booked on Interbook.intermiles.com
• Get 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com
• Get 10% discount on Etihad Airways Business Class tickets booked on https://flights.intermiles.com
• Get 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com
• Domestic Lounge Program: Get access to selected lounges at airports in India with HDFC Bank’s network partners
• VISA Lounge Program: Obtain 16 complimentary visits Per Year (4 per quarter)
• MasterCard Lounge Program: Obtain 16 complimentary visits (4 per quarter)
• Priority Pass Membership: Get the Priority pass membership that provides complimentary enrollment worth $99 into the Priority Pass Program allowing preferential access to more than 600 airport lounges around the world. Primary Card holders can get up to 5 free visits to the International Lounges every year
• 1% fuel surcharge waiver at all fuel stations in India. This is valid on minimum transaction of Rs. 400, and the waiver is capped at Rs. 500 every billing cycle
• Zero liability on lost Card
• Enjoy Revolving Credit at an interest rate of 3.6% per month
• Up to 50 days of free credit period from the date of purchase
• Avail up to 3 Add-on Cards for immediate family members (over 18 years)
• Save up to 20% on dining bills paid through Dineout Pay (15% Dineout Discount + Additional 5% HDFC Bank Discount):

A. Maximum discount per transaction capped at Rs 1000

B. Maximum discount per customer per month capped at Rs 1000

Pros

• Air accident insurance cover worth Rs 2 crore
• Emergency overseas hospitalization: Rs. 50 Lakh
• Travel Insurance Cover of up to Rs. 55,000 on baggage delay                                                               
• Credit Liability Cover of up to Rs. 9 Lakh
• Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs

Cons

• Joining and renewal fee is on the higher side

Pros

• Joining bonus and renewal benefit
• Base Fare Waiver
• Airport Lounge Access

Cons

• High interest rate
• No golf privileges