Standard Chartered DigiSmart Credit Card vs HSBC Live+ Credit Card
Joining Fees
₹49
₹999
Editor's Rating
3
3.5
Key Features
- Get 20% off at Myntra, 20% discount at Yatra on domestic flights, & 10% discount on your Zomato food orders
- Buy One Get One (BOGO) movie ticket free at INOX
- Get 15% cashback on Ola cabs
- Convert big spends above Rs. 5000 to easy EMI at attractive pricing and flexible tenure options
- Get 10% accelerated cashback, up to Rs. 1,000 a month, on dining and food delivery
- Get 1.5% unlimited cashback at other retailers
- Avail 1.5% unlimited cashback on entertainment spending
- Power up on spendings with 1.5% unlimited cashback in selected categories at home and when travelling abroad
- Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
- Avail 10% cashback on groceries and 1.5% unlimited cashback on other retail purchases online and offline
- 4 complimentary domestic airport lounge visits per year
- Enjoy exclusive dining programme and curated offers on the Visa Digital Concierge app
Editor's Review
Pros
- Get a loan on your credit card up to Rs. 5,00,000. Flexible tenure from 12 to 60 months
- 10% discount on international flights with a maximum discount of Rs. 10,000. 25% discount on domestic hotels with a maximum discount of Rs. 4,000
- Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
Cons
- No Complimentary Airport Lounge access
- No Fuel Surcharge Wavier
- No Golf/coaching sessions
Pros
- Get 10% accelerated cashback on dining and food delivery
- Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
- Avail 1.5% unlimited cashback on entertainment spending
Cons
- No fuel benefits
- No rewards benefits
- No international lounge access
