Standard Chartered DigiSmart Credit Card vs SBI SimplyClick Credit Card

Joining Fees

₹49

₹499

Editor's Rating

3

3.7

Key Features

  • Get 20% off at Myntra, 20% discount at Yatra on domestic flights, & 10% discount on your Zomato food orders
  • Buy One Get One (BOGO) movie ticket free at INOX
  • Get 15% cashback on Ola cabs
  • Convert big spends above Rs. 5000 to easy EMI at attractive pricing and flexible tenure options
  • Get Amazon.in Gift Card worth Rs.500 on Joining
  • On online spends with exclusive partners - Amazon / BookMyShow / Cleartrip / Lenskart / Netmeds / UrbanClap, earn 10X Reward Points
  • Earn 5X rewards on all other online spends
  • 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000
  • Spend Rs 1,00,000 and get Annual Fee of Rs 499 reversed for your SimplyCLICK SBI card in the subsequent year

Editor's Review

Pros

  • Get a loan on your credit card up to Rs. 5,00,000. Flexible tenure from 12 to 60 months
  • 10% discount on international flights with a maximum discount of Rs. 10,000. 25% discount on domestic hotels with a maximum discount of Rs. 4,000
  • Transfer card balance up to Rs. 5 Lakh at an attractive interest rate

Cons

  • No Complimentary Airport Lounge access
  • No Fuel Surcharge Wavier
  • No Golf/coaching sessions

Pros

  • Earn 1 reward point per Rs.100 on all other spends  
  • e-voucher worth Rs. 2,000 on annual online spends of Rs.1 Lakh
  • e-voucher worth Rs. 2,000 on annual online spends of Rs.2 Lakhs

Cons

  • No Golf/coaching sessions
  • No particular benefits on travel, dining or entertainment
  • Limited options for reward redemption

To know more on this credit card please click here


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