SpiceJet Axis Bank Voyage Black Credit Card vs Paytm HDFC Bank Select Credit Card
Joining Fees
₹2,000
₹1,000
Editor's Rating
4
3.75
Key Features
* Get complimentary SpiceClub Gold membership on card issuance, and complimentary SpiceJet add-on vouchers worth Rs. 7500
* Gain up to 28 SpiceClub Points (16 SpiceClub Points as SpiceClub Gold Member and 12 SpiceClub Points on the card spends) for every spend of Rs. 200 on the SpiceJet mobile application and website
* Gain up to 12 SpiceClub Points for every spend of Rs. 200 on online food orders, online bill payments, and online entertainment
* Gain 6 SpiceClub Points for every spend of Rs. 200 on all other domestic retail and international transactions
* Earn 4000 SpiceClub Points on achieving annual spends of Rs. 2 lakh in a card membership year
* Avail 6000 SpiceClub Points on achieving annual spends of Rs. 4 lakh in a card membership year
* Get 2000 SpiceClub Points on every renewal of the card
* Get 8 complimentary domestic airport lounge access every year, subject to minimum spends of Rs. 50,000 in the previous quarter
* 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000
* Get up to 25% off, up to Rs. 800, once per month at over 4,000 restaurants in India
* Now you can easily convert any transactions of Rs. 2,500 and above into EMIs
- Avail 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
- Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
- Get 1% Cashback on all other retail transactions
- Obtain up to 50 days of interest free credit
- Get up to 4 complimentary add-on cards
- Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
- If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
- 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
- Get a 1% fuel surcharge waived on fuel transactions. This is applicable on minimum transactions of Rs. 400 and maximum transactions of Rs. 5,000
- Milestone Benefit: Avail Gift Vouchers worth Rs.500 upon spending Rs. 50,000 every Calendar Quarter
- The Paytm HDFC Bank Select Credit Card is designed to allow contactless payments
- Avail up to 20% discount on partner restaurants through Dineout
Editor's Review
Pros
* Get a SpiceJet voucher worth Rs. 4,000 as welcome benefit
* Gain up to 28 SpiceClub Points or every spend of Rs. 200 on the SpiceJet mobile application and website
* Gain up to 12 SpiceClub Points for every spend of Rs. 200 on online food orders, online bill payments, and online entertainment
Cons
* No golf benefits are provided
* No international airport lounge access
Pros
- 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
- Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
- 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
Cons
- No rewards as such
- Get 1% Cashback on all other retail transactions
- Milestone benefits could have been made better
