Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
1% fuel surcharge waiver
Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
Fuel Surcharge Waiver
Railway Surcharge Waiver
NRI Royale Shield
Editor's Review
Pros
Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees
Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
Cons
No Golf/coaching sessions
Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes
Pros
This card is good for Indians who are residing overseas
Freedom to purchase and pay in INR
Complimentary access to Airport Lounges in India
Cons
No Golf Privileges
No Concierge Services
This card isn’t good for those who desire a low foreign currency mark up card