Spar SBI Credit Card vs 6E Rewards XL – Indigo HDFC Bank Credit Card
Joining Fees
₹499
₹1,500
Editor's Rating
2.5
3.8
Key Features
- Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
- On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
- On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
- 1% fuel surcharge waiver
- Get 5 6E Rewards per Rs. 100 Spends on flights booking on IndiGo App/Website
- Gain 3 6E Rewards per Rs. 100 Spends on Grocery, Dining and Entertainment
- Get 2 6E Rewards per Rs. 100 on all other spends
- You are entitled to 8 complimentary domestic airport lounge accesses per year, which are distributed as 2 accesses per quarter
- Discounted Convenience Fee on IndiGo tickets-Rs.150 per pax
- Exclusive Dining Privileges: Enjoy the benefits of the Good Food Trail Dining program at premium restaurants across top cities
- Markup fee of 2.5% on all foreign currency transactions
- Zero Lost card liability
- Up to 50 days of interest-free period from the date of purchase
- Enjoy Revolving Credit at a nominal interest rate
- Domestic Lounge Access – VISA / Mastercard Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter)
- Mastercard Offers & Benefits: Cardholders of the 6E Rewards XL- IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
- Convert big spends into EMI after purchase
- The card is enabled for contactless payments
Important update: Starting 1st January 2024, earn 2% 6E Rewards for every Rs. 100 spent on fuel, with a monthly cap of 500 6E Rewards
Editor's Review
Pros
- Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees
- Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
Cons
- No Golf/coaching sessions
- Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes
Pros
- Get 8 complimentary domestic lounge access
- Complimentary ticket worth Rs. 3000 as a welcome benefit
- Get 5 6E Rewards per Rs. 100 Spends on flights booking on IndiGo App/Website
Cons
- No golf benefits are provided
- No international airport lounge access
