Spar SBI Credit Card vs Canara Bank RuPay Select Credit Card
Joining Fees
₹499
₹0
Editor's Rating
2.5
3.3
Key Features
- Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
- On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
- On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
- 1% fuel surcharge waiver
- Earn Two Rewards points for every purchase transaction including E-commerce transaction of Rs 100. One point is equal to Rs 0.25. Option for Encashment of Reward Points is
available, too - Complimentary enrollment to RuPay Insurance Program: Avail Rs. 10 Lakhs cover for Death due to personal accident and permanent disability
- Airport Lounge Access
- Concierge Services
Editor's Review
Pros
- Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees
- Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
Cons
- No Golf/coaching sessions
- Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes
Pros
- Shopping & Lifestyle Offers
- Dining Offers
- Travel & Attraction Offers
Cons
- No Golf Privileges
