Canara Bank RuPay Select Credit Card vs Citi Prestige Credit Card

• Earn Two Rewards points for every purchase transaction including E-commerce transaction of Rs 100. One point is equal to Rs 0.25. Option for Encashment of Reward Points is
  available, too
• Complimentary enrollment to RuPay Insurance Program: Avail Rs. 10 Lakhs cover for Death due to personal accident and permanent disability 
• Airport Lounge Access
• Concierge Services

• Get benefits worth Rs. 38,000+ in the first year
• Welcome Bonus Miles worth Rs. 4,500
• Taj Group/ ITC Hotels Vouchers of Rs. 10,000
• Reward Points worth Rs. 24,000 on annual spends

Pros

• Shopping & Lifestyle Offers 
• Dining Offers
• Travel & Attraction Offers

Cons

• No Golf Privileges 

Pros

• Never expiring reward points
• Epicure Plan of Taj InnerCircle membership
• Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
• Instantly Pay with Points at select partners

Cons

• High Annual Membership Fee of Rs. 20,000 + taxes
• High-interest rate