Spar SBI Credit Card vs Axis Bank Insta Easy Credit Card
Joining Fees
₹499
₹500
Editor's Rating
2.5
3.8
Key Features
- Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
- On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
- On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
- 1% fuel surcharge waiver
- Host of benefits such as 100% cash withdrawal
- EDGE REWARDS Points- 6/12 points with every Rs. 200 spent on Domestic/International spends
- Fuel Surcharge Waiver
- Free credit period up to 50 days
Editor's Review
Pros
- Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees
- Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
Cons
- No Golf/coaching sessions
- Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes
Pros
- Convert purchases to EMI
- Avail Visa International Global Card Assistance Services
- Get a guaranteed approval
Cons
- No Golf/coaching sessions
- No Airport Lounge Visits
