Spar SBI Card SELECT vs PVR Kotak Gold Credit Card

Joining Fees

₹1,499

₹499

Editor's Rating

2.5

4.2

Key Features

  • On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
  • On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points 
  • On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
  • With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
  • The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home
  • Obtain 15% Cash-back on Food and Beverages at PVR
  • Obtain 5% Cash-back on Movie tickets at PVR Box Office
  • No Joining Fee for the first year
  • Insurance Cover for Lost or Stolen Cards: PVR Gold Amount Insured per year Rs. 50,000

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
  • Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
  • Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)            

Cons 

  • No Golf/coaching sessions
  • Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits

Pros

  • Avail 1 free PVR ticket every month on spends of Rs. 10,000 ( each ticket up to Rs.400)
  • Avail 2 free PVR tickets every month on spends of Rs. 15,000

Cons

  • No complimentary Golf lessons/green 
  • No complimentary Airport Lounge access


More comparisions with Spar SBI Card SELECT

More comparisions with PVR Kotak Gold Credit Card

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