Spar SBI Card SELECT vs PVR Kotak Gold Credit Card

• On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
• On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points 
• On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
• With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
• The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home

• Obtain 15% Cash-back on Food and Beverages at PVR
• Obtain 5% Cash-back on Movie tickets at PVR Box Office
• No Joining Fee for the first year
• Insurance Cover for Lost or Stolen Cards: PVR Gold Amount Insured per year Rs. 50,000

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
• Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
• Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)            

Cons 

• No Golf/coaching sessions
• Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits

Pros

• Avail 1 free PVR ticket every month on spends of Rs. 10,000 ( each ticket up to Rs.400)
• Avail 2 free PVR tickets every month on spends of Rs. 15,000

Cons

• No complimentary Golf lessons/green 
• No complimentary Airport Lounge access