Spar SBI Card SELECT vs PVR Kotak Platinum Credit Card
Joining Fees
₹1,499
₹0
Editor's Rating
2.5
4.2
Key Features
- On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
- On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
- With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
- The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home
- Shop Anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets
- Get 15% Cashback on Food and Beverages at PVR
- Get 5% Cashback on Movie tickets at PVR Box Office
- For the first year no Joining Fee
- Your Add-on Card will have all the benefits that you enjoy on your Card
Editor's Review
Pros
- Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
- Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)
Cons
- No Golf/coaching sessions
- Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits
Pros
- Get 2 free PVR movie tickets every month when you spend Rs. 10,000 and above in a monthly billing cycle
- Railway Booking Surcharge (1.8%/2.5% on transaction amount) Applicable and Fuel Surcharge Applicable
- Visa payWave facility offers a fast, safe and secure way of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
Cons
- The add on card comes with a charge of Rs 299 per card
- No Golf/coaching sessions
