SimplySave SBI Card vs YES Prosperity Rewards Credit Card

• Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
• Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
• Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends.
• On all other spends, earn 1 Reward Point per Rs 150 spent
• Get freedom from paying the 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
• Earn 1 Reward Point on every Rs. 150 that you spend using the SimplySAVE SBI Card

• 4 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
• 2 Reward Points for every Rs. 200 on other categories 
• Exclusive Catalogue of Products
• Redemption of Reward Points against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point)

Pros

• 1% fuel surcharge at any petrol pump
• Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
• Get annual membership fee reversal from second year of your subscription

Cons

• No Golf/coaching sessions
• Fee waiver on minimum spend of Rs. 1,00,000
• No complimentary Airport Lounge Access

Pros

• This credit card is good for those who’re seeking Reward Points
• Fuel Surcharge Waiver
• This credit card is good for those who love to shop

Cons

• This credit card isn’t travel-specific card
• No Golf Privileges
• Not much discount on movies