SimplySave SBI Card vs RBL Bank Doctor’s SuperCard

• Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
• Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
• Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends.
• On all other spends, earn 1 Reward Point per Rs 150 spent
• Get freedom from paying the 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
• Earn 1 Reward Point on every Rs. 150 that you spend using the SimplySAVE SBI Card

* Get Professional Indemnity Insurance Cover of Rs. 20 lakhs free for first year. To get free auto renewal of the cover, spend Rs. 3.5 lakhs in the second year
* You can convert your available cash limit into a Personal Loan for 3 months at no interest once a year. (Processing fee of 2.5% is applicable; min Rs. 500)
* Enjoy unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date, maximum period of 50 Days. (Processing fee of 2.5% is applicable; min Rs. 500)

W.e.f January 07, 2021, interest is at 1.16% per month will be applicable on Emergency Advance Facility on the SuperCard and no processing fee would be charged.

* Earn 1 Reward Point for every Rs. 100 spent on all stuffs you like and 2X Reward Points on all online spends, except for online purchases made on Education, Insurance, Utilities, Bills2Pay, and Wallet Load. Maximum Cap is 1,000 Reward Points
* Avail 1+1 Bookmyshow offer on movie tickets, up to Rs. 200, on any 1 Day of the month (Applicable only on Mon-Fri)
* 4 free visit in a year at domestic lounges in all major airports in India

Pros

• 1% fuel surcharge at any petrol pump
• Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
• Get annual membership fee reversal from second year of your subscription

Cons

• No Golf/coaching sessions
• Fee waiver on minimum spend of Rs. 1,00,000
• No complimentary Airport Lounge Access

Pros
* With the facility of Transfer n Pay program, it enables you to transfer outstanding from other bank’s Credit Cards to your Doctor’s SuperCard at lower interest rates and convert it into Easy Monthly Installments (EMIs)
* Xpress Cash is a unique feature allowing to get an instant loan within your credit limit. Pay back in easy installments and enjoy a host of benefits such as document free process and paperless money transfer
* Cash Advance program fulfills your short-term cash requirements. Enjoy a credit-free period of up to 50 days as an added benefit on the Card membership. It is completely hassle-free and paperless

Cons
* No golf privileges
* No airmiles
* High interest rates