YES Prosperity Rewards Credit Card - Yes bank Cards

Fees

• Interest Charges: Up to 3.5% per month, accounting to 42% annually on Revolving Credit, Cash Advances and Overdue Amount
• First Year Membership Fee is Rs. 299 and it will be waived on total retail spends of Rs. 5,000 within 90 days of card set-up date
• Renewal Membership Fee is Rs. 299 and it will be waived on total retail spends of Rs. 25,000 within 12 months prior to the card renewal date

Welcome Offers

No Welcome Benefits

Features

• 4 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
• 2 Reward Points for every Rs. 200 on other categories 
• Exclusive Catalogue of Products
• Redemption of Reward Points against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point)

Editor's Review

Pros

• This credit card is good for those who’re seeking Reward Points
• Fuel Surcharge Waiver
• This credit card is good for those who love to shop

Cons

• This credit card isn’t travel-specific card
• No Golf Privileges
• Not much discount on movies